Federated Mortgage Services Licensed Lender

Once you select us to obtain your home loan, you’ll be amazed at how quickly and simply the loan process moves. Before you know it, you’ll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan application process, we provide you with regular updates. You can
also email us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.

Here’s an overview of the loan application process

Prior to selecting a property, we offer a free pre-approval process. We strongly suggest being pre-approved, so when you are writing an offer you will be required to issue a pre-approval letter at the time of negotiations. Most sellers want to be assured the buyer has been pre-approved before accepting an offer.

Once you’ve selected a property and have a contract with the Seller, the next step is to contact us for a loan application by phone or online request. If you are refinancing, the same process applies without the seller contact.

STEP TWO

Your Real Estate Agent or the Seller will make suggestions and designate an escrow/title company to handle the funding of the loan, along with many other factors which make your purchase go smoothly.

We will coordinate with the escrow team, and you’ll sign the final papers at their office.

At any point, feel free to e-mail or call us regarding any questions you may have. We are here to personally help you through the entire financing process.