Terms and Conditions

Effective Date: June 7, 2025
 

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms and Conditions and all applicable laws. If you do not agree with these terms, please do not use this website.

2. Use of Website

This website is intended for informational purposes only. You may use it to learn more about our services, request consultations, or apply for mortgage-related products. You agree not to:

• Use the site for any illegal or unauthorized purpose
• Submit false or misleading information
• Interfere with site security, functionality, or availability
• Attempt to collect data from other users

3. No Legal or Financial Advice

Content on this website is provided for general informational purposes only and does not constitute legal, financial, or mortgage advice. You should consult directly with a licensed mortgage advisor or attorney regarding your specific situation.

4. Intellectual Property

All content on this site—including text, graphics, logos, images, and layout—is the property of Federated Mortgage Services, Inc. or its licensors and is protected under applicable intellectual property laws. Unauthorized use, reproduction, or distribution is strictly prohibited.

5. Links to Third-Party Sites

This website may contain links to external websites not operated by us. We are not responsible for the content or privacy practices of those websites. Inclusion of a link does not imply endorsement.

6. Privacy & Data Use

Your use of this website is also governed by our Privacy Policy. By submitting your personal information, you agree to how we collect, store, and use your data, including consent to be contacted under applicable TCPA and GLBA guidelines.

7. Consent to Contact

By using this site and submitting your information, you give your express consent to be contacted by Federated Mortgage Services, Inc., including via phone calls, SMS/text messages, and email—even if your number is on a Do Not Call list. Message and data rates may apply. You may opt out at any time by replying “STOP.” For full details, please refer to our TCPA Consent Disclosure.

8. Disclaimer of Warranties

This website is provided “as is” without warranties of any kind, either express or implied. We do not guarantee that the site will be error-free, uninterrupted, or virus-free. Use at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, Federated Mortgage Services, Inc. is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of this site or reliance on any information provided herein.

10. Governing Law

These Terms and Conditions are governed by the laws of the State of Florida. Any disputes arising from your use of the site will be resolved in the appropriate state or federal courts located in Florida.

11. Changes to Terms

We reserve the right to modify or update these Terms and Conditions at any time. Continued use of the website after such changes constitutes acceptance of the updated terms.

12. Contact Us

If you have any questions about these Terms and Conditions, please contact:

Federated Mortgage Services, Inc.
925 Intracoastal Drive
Fort Lauderdale, FL 33304