About US

With over 40 years of experience, Todd T. Campbell is recognized as a leading mortgage expert in Florida. As the President and founder of Federated Mortgage Services, Todd has earned a reputation as a trusted mortgage advisor—providing clients with high-touch, strategic lending solutions tailored to their unique financial goals.

Todd is a licensed mortgage professional and Florida realtor, uniquely qualified to help homeowners unlock the value of their properties while preserving long-term financial security. He specializes in structuring both traditional loan programs (including purchase, refinance, and jumbo financing) and alternative lending solutions, such as private portfolio loans, asset-based lending, and reverse mortgage products—including Home Equity Conversion Mortgages (HECMs) and proprietary jumbo reverse loans. His team brings specialized expertise in reverse lending, making Todd a key resource for retirees, wealth managers, and estate planners.

His boutique, client-first approach ensures every solution is customized to meet the financial sophistication and expectations of high-net-worth individuals.

Federated Mortgage Services, a licensed lender in Florida, provides tailored lending options that include both conventional and private loan programs, as well as traditional and proprietary reverse mortgage solutions. The firm serves clients statewide, delivering discreet, customized financing that supports long-term lifestyle planning, generational wealth transfer, and portfolio preservation.

The company partners with institutional and private capital sources to offer flexible lending options across residential and commercial markets. Whether securing a luxury home, leveraging equity through a reverse mortgage, or building a multi-property investment portfolio, clients across Florida rely on Todd for his integrity, market insight, and white-glove service.

If you are seeking clarity, discretion, and performance in your lending strategy, Todd T. Campbell is the mortgage expert in Florida who delivers.